Insurance

How would you and your family cope financially if you were off work for 6 months or more? Or what financial impact would your death have on your family? Morbid questions I know, but you see, life is risky.

So, to help protect you from some of life's big risks we have partnered with key insurance providers to bring cost effective insurance options to our clients. We believe it is important to have appropriate insurance cover so as to protect your wealth and your family's financial future. While the cheapest option may not always be the best option we do believe insurance needs to be affordable. This is why we take the time to compare policies and prices between the different providers.

There are so many insurance products and options available today and choosing the right ones could make a huge difference at claim time. For instance just about all life policies nowadays pay a funeral benefit on the death of the life insured to assist the family with the cost of the funeral. Some insurers will pay $2000 while others up to $15,000. If you have limited cash reserves it's obvious which policy is going to be more beneficial in this situation.

Or how about a health policy! It is extremely important that the terms of the policy are guaranteed so that you know that you have the cover required just when you need it. You would expect that wouldnt you? Well unfortunately many health policies are not guaranteed which means if the policy holder suffered a serious illness they could find themselves uninsured and unable to get cover anywhere else, or would be required to pay such a high premium that it simply becomes unaffordable. Getting the right advice at the start could help avoid these nasty surprises.

Your situation is probably quite different to the client we helped yesterday which is why we don't adopt a one shoe fits all type of approach. However, you need to know that we are here to help and support you. That starts by giving honest and sound advice, analyzing your requirements, making appropriate recomendations, arranging cost effective cover and also supporting you at claim time should the need arise.

If you need insurance or would like to review your current cover then call us now.

Ask us about our cash back rewards which will save you even more!

We can provide cover for:

• Life Insurance
• Mortgage Repayment
• Crisis/Trauma Cover
• Income Protection
• Disability
• Redundancy
• House and Contents
• Vehicle Insurance